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Tough times call for smart moves

4 April 2025 | 3 min read

At BAND, it’s safe to say we know all about the creative industries sector. The thrill of landing a big client, the pressure of unpredictable cash flow, and the relentless drive it takes to succeed. When financial challenges arise whether it’s tighter margins or mounting debt you don’t need off-the-shelf solutions. You need expert, tailored support designed specifically for creative businesses. That’s why we’ve partnered with FTS Recovery to help agencies like yours navigate uncertainty and emerge stronger.

Protect what you’ve built – unlock what’s next

Financial strain doesn’t mean the end of your creative vision. It’s a turning point an opportunity to explore new strategies with expert guidance. Together with FTS Recovery, we provide specialised insolvency and restructuring solutions that keep your focus where it belongs: on delivering exceptional work for your clients.

Restructuring your way forward

Restructuring can offer the breathing room your creative business needs. From renegotiating creditor terms to optimising operations for better cash flow, we help craft a tailored plan that keeps you in control. With FTS’ licensed insolvency practitioners by your side, you’ll have the expertise needed to ease financial pressure without compromising your agency’s core strengths.

A Company Voluntary Arrangement (CVA)

A CVA provides a structured way to repay debts over an agreed period (typically three to five years) while keeping your business intact. Designed to align with the cash flow your creative business needs, this legally binding agreement enables you to continue operating, retain your team, and maintain client relationships minimising disruption and maximising stability.

Refinancing for financial flexibility

Refinancing could provide the cash injection your creative business needs. Whether through new funding or debt consolidation, our partnership with FTS gives you access to lenders who understand the unique financial cycles of the marketing industry – turning today’s challenges into tomorrow’s opportunities.

Company Administration

If immediate protection is needed, administration can provide a vital pause to regroup and reassess. We can help secure a moratorium, shielding your business from creditor pressure while FTS specialists develop a recovery strategy. Far from a last resort, administration can be a proactive step towards preserving jobs, protecting assets, and securing a sustainable future.

The key? Act early.

The sooner you seek expert advice, the more options you have. With BAND Advisors and FTS Recovery working together, you get a powerful combination of financial expertise and sector-specific insight helping you rethink, rebuild, and refocus. Tough times don’t have to define your agency’s future.

Let’s start the conversation today.

 

Let’s Talk

 

Tel: 020 8138 5560

Email: hello@weareband.co.uk

111 Charterhouse Street,
London, EC1M 6AW

 

Julian Davies

Julian Davies

Managing Partner at Redfin


Managing partner and Chartered Accountant with 30+ years of experience in marketing, media, and creative industries. He leads the Redfin team, offering expert advice on growth and profitability. Former owner manager of an agency acquired by a listed group; his industry insights are second to none. Off duty, you might find him on the golf or tennis court, determined to master new tricks.
Shelley Watkin

Shelley Watkin

Client Finance Director at Redfin


A qualified Chartered Accountant with 20+ years of experience in the marketing services sector. During her 5+ years at Redfin, she served as Client Finance Director offering invaluable insights into strategic and commercial matters. Shelley has also assumed the role of Finance Director for various creative agencies, guiding them through successful sales processes. If she gets free time after managing her children’s busy schedules, she likes to chill out doing yoga and gardening.